Terms of Use

Last updated: November 2, 2025

Welcome to SavvyMoneyWise.com (“we”, “us”, “our”). By accessing and using this website, you agree to comply with these Terms of Use. If you disagree with any part of these Terms, please discontinue using our website immediately.

1. About SavvyMoneyWise

SavvyMoneyWise is a finance blog dedicated to providing educational resources, financial tools, and personal finance insights. Our mission is to help readers make informed money decisions through practical guidance, budgeting tools, and up-to-date articles.

2. Acceptance of Terms

By using our site, you confirm that you are at least 18 years old or using it under parental supervision. You also agree to comply with all applicable laws. We reserve the right to modify or update these Terms at any time without prior notice. Continued use of the site after changes indicates acceptance of the updated Terms.

3. Financial Disclaimer

All content on SavvyMoneyWise.com, including articles, calculators, and guides, is provided for informational purposes only and should not be considered financial or investment advice. Always consult a qualified financial professional before making investment or credit decisions. We are not liable for any losses or damages resulting from reliance on our content.

4. Use of Content

• You may read, share, and reference our content for personal, non-commercial purposes.
• You must include a visible link back to our website when sharing excerpts.
• Reproduction, redistribution, or modification of our content for commercial use is strictly prohibited without written consent.

5. User Responsibilities

By using this website, you agree to:

• Provide truthful information in comments, forms, or messages.
• Refrain from offensive, spam, or unlawful behavior.
• Use our tools and calculators responsibly and at your own risk.

6. Affiliate Disclosure

SavvyMoneyWise.com participates in affiliate marketing programs. This means we may earn commissions from links to recommended products or services. Our editorial integrity remains independent — we only promote resources that align with our mission of financial education.

7. Advertising and Sponsored Content

We display advertisements through Google AdSense and other networks. Ads may be tailored to user interests through cookies and similar technologies. We do not endorse every advertised product or service, and ad content is the responsibility of the advertiser.

You can manage ad personalization through your Google account at Google Ads Settings.

8. External Links

Our site may contain links to external websites for your convenience. We are not responsible for the content, accuracy, or reliability of third-party sites. Visiting these links is at your own discretion and subject to their respective terms and privacy policies.

9. Intellectual Property Rights

All content, logos, designs, and graphics on SavvyMoneyWise.com are protected by copyright laws. Unauthorized use, reproduction, or redistribution without permission is prohibited and may result in legal action.

10. Limitation of Liability

We make no warranties regarding the accuracy, completeness, or reliability of information provided. To the maximum extent permitted by law, SavvyMoneyWise.com, its owners, or contributors shall not be liable for any damages, direct or indirect, resulting from your use of or inability to use the site.

11. Privacy Policy

Use of this site is also governed by our Privacy Policy, which outlines how we handle your personal data, cookies, and advertising practices.

12. Governing Law

These Terms are governed by the laws of your local jurisdiction. Any disputes will be handled exclusively in courts of competent jurisdiction in that region.

13. Termination

We may suspend or terminate access to SavvyMoneyWise.com without notice for violations of these Terms or other harmful conduct. All disclaimers and limitations of liability shall survive termination.